Key West Bank is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.
Key West Bank is only providing financing in Key West and up to Marathon only
Be Prepared
When you are ready to apply, you may need to provide the following application and property information:
Application Information (For All Applicants)
- Home address(es) for the previous two years
- Your social security number(s)
- Employment information for the previous two years including employer name, address and phone number
- Income information including salary, overtime, bonuses, commissions, dividends, interest, retirement and any other source of ongoing income
- Liquid assets including bank name, account type, balance, and source of down payment
- Other assets including the value of bonds, stocks, life insurance, retirement funds, jewelry, automobiles,
- Liabilities including creditor names and outstanding balances for all debts including notes payable, 401(k) loans, life insurance loans, stock pledges, alimony, child support, co-sign loans, credit union loans, and other liabilities
- Real estate owned including property address, market value, outstanding liens, rental income, mortgage payments, taxes, insurance and maintenance dues
Property Information
- Purchase contract
- Planned Unit Development (PUD), condominium or co-op:
- Name of development or project
- Phone number of the homeowner's association (if applicable)
- New Construction OR Re-construction:
- Year land or lot was acquired
- Original cost of land/lot
- Amount of liens
- Estimated cost of construction and plans and specifications of new home
- Refinance loans:
- Year property was acquired
- Original cost of the home
- Cost of improvements
- Amount of liens
- Description of improvements
When you apply for your loan, you'll be asked to pay a fee that can be charged to any major credit card. This non-refundable fee will be applied toward the cost of the property appraisal and credit report. If you apply in person, you have the option of paying this fee by check.
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Contact Key West Bank to find out more about the products and services we can provide.
jclark@keywestbank.cc
Phone: 305-294-3540
Fax: 305-294-4346
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